Round Lake came alive with artistryBravo to the Malta League of Arts for the fantastic art event held in Round Lake on Sept. 14 and 15.The entire historic village came alive with a variety of art workshops, photo exhibits and art opportunities for participants of all ages and all levels of talent.The young, the old and everyone in between had an equal chance to be artistic.The local residents observed and enjoyed watching the groups of artists paint, draw, photograph or design a monotype print of the area homes. Many of these homeowners were thrilled to purchase the finished original works. The entire day was colorful with imagination and creativity, and the end result was enjoyed by everyone who came.Sponsored by the Malta League of Arts and carried out by energized volunteers, generous sponsors, extremely talents art teachers including Peter Huntoon, Kevin Kuhne, Carolyn Justice and other master artists, this third annual plein air festival in Historic Round Lake was a huge success. It must not be missed next year. For more information check out Maltaleagueofarts.org.Madeline SickoClifton ParkMore from The Daily Gazette:EDITORIAL: Urgent: Today is the last day to complete the censusEDITORIAL: Thruway tax unfair to working motoristsFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Beware of voter intimidationEDITORIAL: Find a way to get family members into nursing homes In reaction to the Sept. 23 article about two young people arrested for publicly spraying swastikas, do these young people understand the meaning of the swastika symbol?Do they understand the history of that World War II time period? I am not sure they realize the magnitude of their actions.Personally, I lived through WWII with family involved in the Army, nurses who went into the death camps at the end of the war to help survivors and have many family and friends who are Jewish.Apparently, the meaning and symbolism of the swastika has changed since then.Did I miss something?Do these young people even understand the powerful historical significance of this symbol?Maybe their time would be better spent in school studying history.Mary Jean Millman ClelandCaroga Lake Categories: Letters to the Editor, OpinionVandals don’t know meaning of swastika
In its fight against coronavirus, Cuba is relying on its world renown health services: According to the World Health Organization the country has 82 physicians per 10,000 people, compared with 40 for Russia, 26 for the United States and 18 for China. Topics : Student doctors in Cuba are trudging from house to house trying to identify cases of the coronavirus pandemic to stop it from spreading in the Caribbean island nation.”How many people live here? Have you been in contact with foreigners? Do you know the health rules to follow?” they ask.Some 28,000 students repeat the same questions dozens of times a day, all across the country. ‘It’s not rocket science’For Carlos Lagos, 83, watching students file past his door has become the new norm.The students ask “if I feel bad, if I have a fever, how I look after myself,” said Lagos, standing at his door bare-chested due to the heat.Elder care is crucial in Cuba where 20 percent of the population is over 60.”So far I feel fine and I hardly go out,” said Dolores Garcia, 82, from behind the gate to her apartment. She’s delighted to have a face mask.”Someone who loves me a lot brought it to me,” she said.Cubans are used to going without basic necessities — there’s often a lack of soap, for example.Instead of a hydroalcoholic hand sanitizer, Cubans have been using a chlorine solution to wash their hands.With a lack of medical face masks, many have made their own from cloth, including Marina Ibanez, a 56-year-old kindergarten employee.”When I saw that people were walking around without masks… I got to work making face masks for people,” she said.Although she had no experience, she has already made 50, which she distributed to neighbors.”It’s not rocket science,” Ibanez said. ‘Solidarity and selflessness’ “We don’t have the technology of rich countries, but we have a human personnel that is very qualified, with great solidarity and selflessness,” said Caballero Gonzalez.Door-to-door care is nothing new for Cubans used to family doctors who have “always done the rounds… to look for any type of transmittable illness.”Over the past two weeks, rounds have increased in order “to reach 100 percent of the population in as little time as possible,” she said.Medical students have joined the national effort because Cuba has an abundance of them, including thousands of foreigners attracted by the country’s 25 medical faculties and the prestigious Latin American School of Medicine (ELAM).”We’re already used to going door-to-door,” said second-year student Susana Diaz, 19.”There’s always a time around September-October when we do home visits for dengue. So when the coronavirus situation worsened, the university asked if we’d go door-to-door,” she said.Any suspicious illness — such as a cough or fever — is immediately reported to the local medical center.”Many thank us for what we’re doing,” Diaz said.Doctors are “much loved” in Cuba, said Maite Perez, 30, after a visit by one of the students.”I’m really happy they’re looking after our health,” she said.Perez is taking health precautions seriously: She keeps a mop at the front door to clean her shoes, categorically washes her clothes after returning home and wears a mask every time she leaves.There’s just one rule that’s proving painfully hard to adhere too: no hugging or kissing.”I just want to hold my mother and kiss her, to squeeze her… but we’re not allowed to,” Perez said. In the Vedado neighborhood of Havana, Liz Caballero Gonzalez, a 46-year-old doctor, accompanies two students charged with canvassing an area that is home to 300 families each day.In a country where many people wear face masks — and some shops won’t allow customers in unless they have one — the only thing that sets the students apart is their white gowns.Crippled by six decades of US sanctions, Cuba was one of the last countries in Latin America to close its borders, desperate to keep the tourism revenue it relies on.It finally caved on March 24 and now has 212 coronavirus cases and six deaths. As a precaution, close to 2,800 people are receiving hospital care.
2218 Springbrook Rd, Springbrook.“There is a new estate at Maudsland called Huntington Rise that hasn’t even been developed yet but we are selling even before the trees have been cleared,” she said. “There are 55 blocks but we already have 40 buyers.” In Pimpama a 26-block estate, Town Centre North, has five blocks left two weeks after launching to the market. “Most of these buyers are renting two streets away and see more value in buying a property rather than spending money on rent and they know houses won’t be cheap forever with the amount of land left.” 70 Flora Terrace at Pimpama is one of the cheapest buys on the Gold CoastBLINK and the $400,000 house price on the Gold Coast could be as extinct as the Dodo bird or the Tasmanian tiger.Less than 20 houses are listed for that price on realestate.com.au and property experts say it will be dead within three years.Across the nation 31 per cent of houses and 37 per cent of units sold for less than $400,000 in the year to June 2017. 14 Oakdale Ave, Nerang.Ten years ago, 62 per cent of all house sales and 68 per cent of unit sales were below $400,000. CoreLogic data shows the average number of houses on the Gold Coast market two years ago with a price tag between $300,000-$499,999 was 1273 compared to an average of 911 houses now.The average price for a house on the Gold Coast is now $620,000.First-home buyer specialist Sarah Zawadzki, from Collins House Property Group, said she had 1000 people on her books wanting to enter the market. “This week I have had a 21-year-old and a 22-year-old each searching for a home in the $400,000 price bracket,” Ms Zawadzki said.“We have more buyers than we have properties and Pimpama has some of the most affordable properties on the Gold Coast. 38 Ee-jung Rd, Springbrook.“In the next three years I don’t think Gold Coast buyers will see a house for that price anywhere but that is expected when you have a city that is growing and moving in the right direction. “It is a matter of fact that when the population grows so does everything else, including house prices, it does put pressure on the property market.” Mr Newlands said the fade out of the $400,000 price tag was due to the lack of land available. More from news02:37Purchasers snap up every residence in the $40 million Siarn Palm Beach North3 hours ago02:37International architect Desmond Brooks selling luxury beach villa23 hours ago“Land is becoming expensive because of supply in demand, there is a shortage of land so buyers are having to go out further north and west to get it,” he said. “The great thing about the Gold Coast is that we are affordable compared to big city markets and when the Commonwealth Games is gone we still have our booming construction, tourism and education industries.” 15 Mundora Rd, Springbrook.RP Data’s senior research analyst Cameron Kushler said the increases in dwelling values led to a significant reduction of sales occurring below $400,000. Mr Kushler said while houses in regional towns were not as endangered, the Gold Coast was facing the same increase as big cities. “There are far fewer properties selling below $400,000 in capital cities than there are in regional areas of the country,” Mr Kushler said. 43 Tooraneedin Rd, Coomera.Ms Zawadzki said the most in-demand suburbs were Oxenford and Maudsland, with up to 10 home buyers inquiring per property.“The demand for new house and land packages is overwhelming,” Ms Zawadzki said.“It started to pick up towards the end of April and now I am getting so many calls and emails from first-home buyers wanting to get into the market that it is taking days to respond.”REIQ Gold Coast zone chairman John Newlands said: “The whole coastal strip is going to be well over the $400,000 price range before we know it but there are still plenty of opportunities to live centrally in townhouses and units for that price. 43 Tooraneedin Rd, Coomera.“The Federal Government attempted to address housing affordability in the Budget this year. It is clear that in order to improve housing affordability there is much more work to be done on both supply and demand drivers of the market.“A greater supply of stock which could potentially reduce prices would at the very least be a good start but the supply needs to be supported by sufficient infrastructure and employment opportunities.”Ray White Surfers Paradise Group CEO Andrew Bell said the shortage of properties on the Gold Coast was due to a strong sales activity.“You can see how the Coast is transforming. “As always the growth in the market started in this lower price bracket and this ultimately fed through to those in higher price brackets. This shortage of lower-end product has driven prices higher across the board. 14 Oakdale Ave, Nerang. HOUSES LISTED FOR UNDER $400,000 38 Ee-Jung Rd, Springbrook — $335,00030 Carnarvon Court, Pimpama — $370,000 — $380,00051 Collingrove Cct, Pimpama — $379,000111 McAuley Pde, Pacific Pines — Offers over $350,000 34 Cox Rd, Pimpama — Offers over $390,00058 Carnarvon Court, Pimpama — Offers Over $390,00021 Tarlington Lane, Lower Beechmont — $395,00043 Tooraneedin Road, Coomera — $395,00014 Oakdale, Nerang — $399,00046 Crusader Way, Nerang — Offers over $399,000 11 Bedivere Drive, Ormeau — $399,000 20 Danbulla St, Pimpama — $399,00015 Mundora Rd, Springbrook — $399,5002218 Springbrook Rd, Springbrook — Offers over $399,00043 Tooraneedin Rd, Coomera — $395,00011 Trade Winds Drive, Helensvale — $399,00070 Flora Terrace, Pimpama — Offers between $380,000-$400,000Source: Realestate.com.au
Aden said that the draft proposal and the recent debate around the inclusion of the occupational sector in the packaged retail investment products (PRIPS) regulation that would have made it mandatory to publish Key Information Documents (KIDs) showed the Commission wished to treat bAVs no different from individual life insurance contracts or other financial products.He emphasised that the involvement of sponsors and employees in investment decisions underlined this difference.“They are not in competition [with insurers] and are already strictly regulated on a national level by the BaFin,” he added.Aden was also critical of the “vague” proposals for risk evaluation measures for pension funds, which would require all schemes to conduct regular reviews of investment strategy and other factors when there was a material change in funding.“There is a real danger that Solvency II could be introduced through the back door,” he said, echoing concerns previously raised by numerous people in the industry.The chairman said that if what was proposed in the IORP Directive resulted in decisions on risk evaluation being left with national regulators, then a “practical and sensible solution” could still be found for all involved.VFPK also joined the Dutch and Finnish industry in criticising proposals for a universal pension statement as leading to an increase in bureaucracy that would scare off both employees and employers. A German pension association has criticised the restrictive “corset” of regulation proposed by the European Commission’s revised IORP Directive, noting that the vague risk evaluation measures could still lead to the introduction of rules akin to Solvency II.VFPK, the association representing the interests of company schemes, said that the proposed changes did nothing to increase the attractiveness of occupational provision (bAV) in Germany and would result in increased costs with little discernable benefit.Helmut Aden, chairman of the association, acknowledged that the Commission was attempting to increase the stability of pension systems across Europe. “What is now being proposed in the Directive is, in many areas, more expensive, provides little additional benefit and is trying to impose a standardised European corset on areas that are regulated differently in each member state.”According to the association, the proposed Directive further underlines Commission’s lack of understanding of bAVs.
The €367m Dutch pension fund of Deutsche Bank is to change its pension arrangements from defined benefit to collective defined contribution (CDC) to limit volatility on its balance sheet as a result of the DB plan.On its website, it said the employer would contribute more than €21.6m as a “dowry”, as well as to pay for transition costs.Under the new CDC plan, the combined premium would rise from 29.9% to 32.4%, with a ceiling of 33%.As a consequence of the CDC arrangements, the employer will no longer pay additional contributions. Because an agreement with the sponsor to invest defensively has also been terminated, the pension fund will be able increase its return portfolio from 15% to 25%.The €2.9bn pension fund of Delta Lloyd also recently switched its pensions arrangements from DB to CDC, while in recent years the pension funds of asset managers Robeco, ABN Amro, ING and Achmea and merchant bank NIBC have taken similar steps.In other news, the closed €550m Dutch pension fund of publishing firm Sanoma has decided to transfer the pension rights of 500 pensioners and 3,500 deferred members to the general pension fund (APF) Stap, run by asset manager Aegon and its subsidiary TKP.Its active participants have been accruing pension rights at the €21.5 Pensioenfonds PGB since last year.The pension fund is to join a multi-client compartment of Stap, as it had the same views on risk as the Sanoma scheme, with an indexation target of 50%, according to Paul van Driessen, its vice-chair.Koos Guis, a member of the steering committee for the future of the pension fund, said a joint compartment in the APF would offer the scheme a better perspective, as the number of participants in the closed pension fund is decreasing.The current funding of the Sanoma scheme is 110.5%.
In the same period, the number of industry-wide pension funds fell 40%, from 96 to 59.The DNB figures showed that most consolidation has involved pension rights transferring to insurers or industry-wide schemes.However, since 1 July 2016, more than €4bn of pension assets has been transferred to the new general pension funds (APF). APFs were introduced on 1 January 2016. Almost the entire amount has being placed in single-client compartments.In addition, since 1 July 2016 more than €2.4bn of pension rights was placed in a cross-border vehicle based outside of the Netherlands.According to DNB, this involved a limited number of multi-nationals. Companies such as Aon Hewitt have combined their pension arrangements in several EU member states into a single company scheme.The regulator said €13.3bn was transferred out of liquidating or merging schemes last year. with more than €3.3bn going to sector schemes and €515m to company pension funds.Premium pension institutions (PPI) – a low-cost defined contribution vehicle – gained €36m from the consolidation process.The watchdog said that a pension fund’s decision to liquidate or merge was often triggered by a combination of developments, such as increasing costs of pensions provision, legal demands, difficulties finding suitable board members, and a pension fund’s financial position or demography.Corporate mergers and liquidations, as well as changes to pension arrangements, also played a role, DNB said.DNB said it expected that every pension fund considered its long-term viability and also had a strategy for its future.It underlined the importance of a vision for the future by citing the lack of clarity about the sector’s future pending a review of the entire Dutch pensions system.For 2017, DNB said it had identified 22 pension funds as being “extra vulnerable” and that it had requested these schemes to draw up a plan for their future. Consolidation of the Netherlands’ pension funds is to continue, according to the country’s regulator, with the number of schemes forecast to drop to just over 200.De Nederlandsche Bank (DNB) said that, of the current 268 pension funds, 45 have indicated that they intended to liquidate.The total number of Dutch pension funds dropped from more than 1,000 in 1997 to 713 in 2007.Company pension funds accounted for most of the decline, DNB said, with numbers falling from 605 to 192 in the past 10 years – a 70% drop.
The Christian Post 20 June 2014The author, Jeffrey Miles, told The Christian Post in an emailed statement that his children’s book “tells the story of two handsome princes who go on a quest to save a princess, but fall in love with each other, get married, and live happily ever after.”Miles, a professor at the University of the Pacific in Stockton, California, has been married to his husband, Patrick Lastowski, for more than five years, and they’ve been a couple for 10 years.“I wanted young and old alike to be able to read a fairy tale story that included a gay marriage,” he said about the book. “More and more public libraries are adding the book to their collections, such as the New York Public Library, the Sacramento Public Library and the Pacific Library.”Bryan Fischer, the director of issue analysis for the American Family Association, a nonprofit Christian organization that supports traditional marriage, told CP on Thursday that “because of the power fairy tales, this book is a particularly pernicious form of sexually perverse propaganda.”“The stories and the images that children store up in their minds from fairy tales have a very powerful imprinting effect on their tender young souls,” Fischer said. “And the bottom line is that no responsible library should ever include a book like this on its shelves, and no responsible school should ever use this book as a part of its curriculum.”He continued, “The reality is that no library can stock every book that’s ever been published. So libraries choose all the time not to stock certain books. There’s nothing wrong with parents asking the library not to stock a book of this nature.”http://www.christianpost.com/news/public-libraries-stock-gay-fairy-tale-book-that-teaches-children-gay-marriage-is-ok-121878/
Share Share Share HealthLifestyleLocalNews Gastroenteritis Tips by: – July 5, 2011 Sharing is caring! Tweet 33 Views no discussions Photo credit: trialx.comThe Ministry of Health wishes to inform the general Public that Gastroenteritis is still present. With the influx of visitors on the island the public is advice to remain watchful and observe strict hygiene.Gastroenteritis is a condition that causes irritation and inflammation of the stomach and intestines.It can spread easily. Practice good hygiene.If you are experiencing symptoms like vomiting, upset stomach and abdominal pain, seek medical attention at your nearest health centre.Or if you are experiencing a diarrhea which is three loose stools within 24 hours, then you should take a small amount of the stool in a container to your Health Centre or Doctor.Use a wide mouth, screw cap container, such as a small peanut butter container.Wash it with soap and water, rinse it properly, and then dry itPlace a small amount of stool in the container.Next, write your name, the date and the time that the stool was collected.Wrap the container in a small black plastic bag or a small brown paper bag or in foil.Take it to your health centre or doctor.Also drink lots of fluids to prevent dehydration and wash your hands often with soap and water or use an alcohol based hand sanitizer.Do not stop breastfeeding a child even if he or she has diarrhoeaREMEMBER YOUR HEALTH IS YOUR RESPONSIBILITY!Press ReleaseMinistry of Health, Health Promotion Unit
He said: “I always focused on my football and I didn’t drink so I never went out too much. That’s why I think by having these businesses, like Par 59, you can still socialise with people that like to go out. “It brings everyone together and gives everyone the option to have fun on a night out rather than going out and getting plastered. “That’s what we are trying, to bring everyone together whether you like to drink or not or whether you like to just play golf.” And when asked which of his team-mates he would invite for the debut round, he stated he would look no further than two of his Welsh compatriots. He stated: “When we go away with Wales we have a lot of fun and it’s always me, Joe Ledley and Wayne Hennessey. Read Also:Bale barred from Real Madrid training after catching gastroenteritis “So for us three to take around at Par 59, have a laugh and a beer, we would have great craic and great laugh as we always do.” FacebookTwitterWhatsAppEmail分享 The 30-year-old already has a sports bar called Elevens Bar & Grill, and he has now spoken of his new venue Par 59. The mini-golf themed bar and restaurant – which will only be for adults – is being developed by the team that was behind The Depot in Cardiff. Bale has revealed the name of the business is due to the fact that breaking a sub-60 round in golf is a huge thing to do – with just ten cases of the achievement recorded in PGA history. Speaking to WalesOnline, he said: “I haven’t quite got a Par 59, but I have broken 70. “The best I shot is 67, which for an amateur is pretty good. To get to the magic number of 59 takes something special.” Bale – labelled “The Golfer” by his Los Blancos team-mates – has also claimed that he believes the venue will encourage people to socialise, without feeling the need to get heavily drunk.Advertisement Real Madrid forward, Gareth Bale, is to open a golf-themed bar in Cardiff’s city centre this year – his second business venture in the Welsh capital. Loading… Promoted ContentThe Highest Paid Football Players In The WorldYou’ve Only Seen Such Colorful Hairdos In A Handful Of Anime2020 Tattoo Trends: Here’s What You’ll See This YearWhich Country Is The Most Romantic In The World?What Are The Most Delicious Foods Out There?10 Risky Jobs Some Women Do6 Best Natural History Museums You Won’t Regret VisitingTop 10 Most Romantic Nations In The World5 Of The World’s Most Unique Theme ParksBest Car Manufacturers In The World90s Stunners Who Still Look Gorgeous7 Ways To Understand Your Girlfriend Better
A growing number of Premier League clubs will today push for the season to be finished by June 30. Chiefs from the 20 sides will hold a video conference for the latest coronavirus crisis talks — including the first official discussions of a definitive end-date being put in place. Premier League players are threatening legal action over a proposed pay cut Some clubs fear a delayed campaign into July could lead to legal mayhem over player contracts, with the only alternative being to declare the season null and void. One insider said: “Clubs are starting to take the view that if we go beyond June 30 – when player contracts end – we will be in chaos territory. “Fifa say clubs and players have the ability to extend contracts but there is nothing hard and fast legally to make that happen. “Everybody wants to see the season played out, of course we do. Liverpool fans will be praying they can enjoy winning the Premier League this seasonAdvertisement “But how do you demand that players who are actually out of contract, who might be considering moves to teams they are going to be playing against, give everything? “You can’t. If the games aren’t finished by the end of June the sporting integrity of the competition could go out of the window.” There is a split between the clubs who believe that every step must be taken to play out the campaign to its conclusion and a growing number who argue the timetable makes that impossible. Any discussion of terminating the season would be met with fierce push-back from League bosses and some clubs, especially table-topping Liverpool who could be denied their first championship crown since 1990. The Premier League season is still under suspension due to COVID-19 Read Also: Osimhen dreams Premier League move, consults Ighalo So far boardroom voices in favour of writing off the season have been dismissed as a minority view, with the majority of clubs concerned about the financial hit if broadcasters demand their cash back. Prem bosses have modelled detailed scenarios which envisage a resumption behind closed doors from a number of starting points in June, July and even August. FacebookTwitterWhatsAppEmail分享 Promoted ContentWho Is The Most Powerful Woman On Earth?Birds Enjoy Living In A Gallery Space Created For ThemThese Films Were Sued For The Weirdest Reasons11 Most Immersive Game To Play On Your Table TopSuper Recognizable Outfits That Actors Wore In The Famous MoviesWhich Country Is The Most Romantic In The World?6 Ridiculous Health Myths That Are Actually TrueYou’ve Only Seen Such Colorful Hairdos In A Handful Of Anime6 Most Breathtaking Bridges In The WorldWhat Is A Black Hole In Simple Terms?6 Interesting Ways To Make Money With A Drone5 Of The World’s Most Unique Theme Parks Loading…